Mega Risk Insurance / Large Risk Insurance policies are designed to cover high-value risks where the sum insured exceeds INR 2,500 crore at a single location, including Property Damage and Business Interruption exposures combined.

This represents the widest form of coverage available under Property Insurance, offering significant flexibility in policy structure. Insurers are permitted to customize policy terms and conditions to suit the specific requirements of large corporates, bundling multiple covers into a single, comprehensive policy.

These policies typically provide protection for key fixed assets such as Buildings, Plant and Machinery, Furniture and Fixtures, Electrical and Electronic Equipment, and Stocks of all kinds.

The experienced team at Securisk Insurance Broking Pvt. Ltd. has successfully handled several high-value and complex Mega Risk projects across industries. We work closely with clients to understand their unique risk profiles and business needs, designing tailored insurance solutions that align with their operational and financial objectives.

Key Features

• Applicable where the sum insured per location exceeds INR 2,500 crore (Property Damage and Business Interruption combined)

• Comprehensive package policy offering All Risks coverage

• Policy wordings and coverage can be customized to meet specific client requirements

• Terms and conditions are predominantly reinsurance-driven, aligned with global market practices